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Frequently Asked Questions

Q. How do your services work?

I help people with Medicare find high quality and cost-effective coverage that includes their preferred doctors, hospitals, medical facilities, and/or prescription drugs. I am an insurance agent licensed by the State of California to assist people with their health insurance needs. Whether you're new to Medicare, or just exploring your options- I can help! There is a lot to consider when choosing a Medicare plan, and my job is to streamline this process for you, at no additional cost to you. You can also rest assured that you will have help whenever you need it, as I offer all of my clients year-round support with their Medicare plans. My clients can feel confident that they can contact me anytime they have a question or an issue they need help with. Even if you're not a client, I'm always here to answer any questions you may have, so please do not hesitate to contact me if you need assistance.

Q.  Will it cost me anything or affect my plan premiums if I use your services?          

There is never any additional cost to you when you use my services and your plan premiums will not be affected in any way. 

Q.  If it doesn't cost me anything for your services, then how are you paid?

I am compensated by whichever insurance company I represent that you choose to enroll with. I represent a wide variety of Medicare insurance carriers and I get compensated no matter which of them you choose. I'm not obligated to any one particular insurance carrier, which is one of the greatest benefits of working with an independent insurance agent like me. I enjoy being able to give my clients recommendations based upon their needs instead of being required to push a particular carrier or plan. 

Q.  Which insurance companies are you appointed with?

I am appointed with most Medicare plan insurers in our area. This enables me to find excellent coverage for my clients that suits their own unique needs and preferences at a lower cost. For a complete list of insurers that I contract with, please feel free to contact me directly with your inquiry via phone or email. 

Q. Due to Covid-19, can I use your services without meeting in person?

Yes! I am taking steps to keep all of my clients safe during these difficult times by offering alternative ways to meet and enroll. I can take care of your Medicare needs any of the following alternative ways:

*By phone

*Email

*Virtual Presentation Online (Zoom)

*Traditional Mail 

Please feel free to call me to discuss which method would work best for you.

Didn't find the answer to you question?  Please feel free to email me your question here:

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Serving the Central Valley, CA and surrounding areas. Counties served: San Joaquin County, Stanislaus County, Merced County, and Calaveras County. Cities served include: Manteca CA, Modesto CA, Stockton CA, Tracy CA, Lodi CA, Turlock CA, Merced CA, Valley Springs CA, and surrounding cities. 

© 2019 All rights reserved. Agent is not endorsed by, employed by, nor a representative of Medicare or any other government program or entity. This website is not approved by nor affiliated with CMS (Centers for Medicare and Medicaid) or Medicare.gov.

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